{"id":7207,"date":"2022-02-23T17:48:50","date_gmt":"2022-02-23T16:48:50","guid":{"rendered":"https:\/\/seljak.me\/savjetuje\/?p=7207"},"modified":"2022-03-03T09:59:43","modified_gmt":"2022-03-03T08:59:43","slug":"funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih","status":"publish","type":"post","link":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/","title":{"rendered":"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH"},"content":{"rendered":"<p style=\"text-align: justify;\">U <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/seljak.me\/savjetuje\/skrivene-subvencije\/\">prethodnom \u010dlanku<\/a> <\/span>pisali smo o skrivenim subvencijama i njihovom zna\u010daju za poljoprivrednu proizvodnju. U ovom \u010dlanku bavi\u0107emo se jednim takvim primjerom, primjerom Bosne i Hercegovine, gdje je krajem 2020. godine usvojen kreditno-garantni program s ciljem pobolj\u0161anja sveukupnog stanja izme\u0111u ostalog poljoprivredne i prehrambene industrije. Program se realizuje kroz sadejstvo resornog Federalnog Ministarstva i <span style=\"color: #ff0000;\"><a style=\"color: #ff0000;\" href=\"https:\/\/rbfbih.ba\/\">Razvojne banke BiH<\/a>.<\/span><\/p>\n<div id=\"attachment_7211\" style=\"width: 1930px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/seljak.me\/savjetuje\/skrivene-subvencije\/\"><img aria-describedby=\"caption-attachment-7211\" data-attachment-id=\"7211\" data-permalink=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/windmill-g91d180e54_1920\/\" data-orig-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920.jpg\" data-orig-size=\"1920,1369\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"windmill-g91d180e54_1920\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-300x214.jpg\" data-large-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-1024x730.jpg\" loading=\"lazy\" class=\"wp-image-7211 size-full\" src=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920.jpg\" alt=\"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH\" width=\"1920\" height=\"1369\" srcset=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920.jpg 1920w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-300x214.jpg 300w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-1024x730.jpg 1024w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-150x107.jpg 150w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-768x548.jpg 768w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-1536x1095.jpg 1536w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/windmill-g91d180e54_1920-1200x856.jpg 1200w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><p id=\"caption-attachment-7211\" class=\"wp-caption-text\">foto: Pixabay &#8211; Ilustracija<\/p><\/div>\n<p style=\"text-align: justify;\">Jo\u0161 <strong>2020. godine<\/strong> Federalno Ministarstvo poljoprivrede, vodoprivrede i \u0161umarstva potpisalo je sa Razvojnom bankom FBiH Protokol o saradanji koji se odnosi na investiciona ulaganja u poljoprivrednu i prehrambenu industriju. U okviru Protokola ukupan iznos sredstava koja su stajala na raspolaganju poljoprivrednicima i prera\u0111iva\u010dima bio je svega <strong>9 mil. KM<\/strong> (odnosno prevedeno u euro valutu 4 mil.). Za ove dvije godine, ta\u010dnije krajem 2021. imamo usvojem program podr\u0161ke poljoprivrednicima, kroz \u010dvrste garancije same dr\u017eave.<\/p>\n<p style=\"text-align: justify;\">Sistem realizacije baziran je na slede\u0107i na\u010din: <strong>25% grant sredstva resornog Ministarstva<\/strong>, <strong>25% vlastita sredstva<\/strong> \u2013 objekat\/investicija&#8230;, a <strong>50% kreditna sredstva razvojne banke<\/strong> \u2013 do 15 godina otplate.<\/p>\n<p style=\"text-align: right;\">\u00bb Program je namijenjen ne samo poljoprivrednim preduze\u0107ima i zanatskim radnjama, ve\u0107 i <strong>zadrugama<\/strong> (<strong>udru\u017eenjima<\/strong>) \u2013 u cilju pokretanja novih poslovnih aktivnosti, rastu i razvoju postoje\u0107ih, pove\u0107anju konkurentnosti, inovacijama i zapo\u0161ljavanju. <em>\u00ab<\/em><\/p>\n<h2 style=\"text-align: justify;\">Program iz 2021. godine<\/h2>\n<div id=\"attachment_7212\" style=\"width: 873px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/seljak.me\/savjetuje\/skrivene-subvencije\/\"><img aria-describedby=\"caption-attachment-7212\" data-attachment-id=\"7212\" data-permalink=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/untitled-5\/\" data-orig-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2.png\" data-orig-size=\"863,370\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Untitled\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2-300x129.png\" data-large-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2.png\" loading=\"lazy\" class=\"wp-image-7212 size-full\" src=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2.png\" alt=\"Kreditno-garantni program\" width=\"863\" height=\"370\" srcset=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2.png 863w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2-300x129.png 300w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2-150x64.png 150w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/Untitled-2-768x329.png 768w\" sizes=\"(max-width: 863px) 100vw, 863px\" \/><\/a><p id=\"caption-attachment-7212\" class=\"wp-caption-text\">Sistem funkcionisanja, ukratko<\/p><\/div>\n<h3 style=\"text-align: justify;\"><strong>Namjena sredstava iz Programa<\/strong><\/h3>\n<p style=\"text-align: justify;\">Garancije iz ovog programa mogu se koristiti za kredite sa namjenom da se finansiraju:<\/p>\n<ol style=\"text-align: justify;\">\n<li>Teku\u0107e obaveze korisnika (isplate plata, pla\u0107anje poreza i doprinosa&#8230;) i\/ili<\/li>\n<li>Obrtna sredstva (nabavka repromaterijala, sirovina, zaliha&#8230;).<\/li>\n<\/ol>\n<p style=\"text-align: justify;\">Rok otplate kredita za <strong>finansiranje teku\u0107ih obaveza<\/strong> jeste <strong>do<\/strong> <strong>60 mjeseci<\/strong>, sa grejs periodom <strong>do<\/strong> <strong>12 mjeseci<\/strong>. Sa druge strane, ukoliko se konkuri\u0161e za <strong>finansiranje obrtnih sredstava<\/strong> tada se rok otplate odga\u0111a <strong>do 120 mjeseci<\/strong>, a grejs period <strong>do 24 mjeseca<\/strong>.<\/p>\n<p style=\"text-align: justify;\">Ono \u0161to se isklju\u010duje ovim programom jeste:<\/p>\n<ul style=\"text-align: justify;\">\n<li>Kupovina zemlji\u0161ta i poslovnih postora;<\/li>\n<li>Kupovanje dionica ili poslovnih udjela;<\/li>\n<li>Refinansiranje postoje\u0107ih kreditnih obaveza;<\/li>\n<li>Finansiranje djelanosti, kao na primjer: proizvodnje duvana, alkoholnih pi\u0107a, trgovine navedenim proizvodima;<\/li>\n<li>Igara na sre\u0107u, kockanje, kla\u0111enje i kazina;<\/li>\n<li>i sl.<\/li>\n<\/ul>\n<p style=\"text-align: center;\"><em>\u201e<strong>Spremni smo da sa novom Vladom razvijamo i nove programe, gdje \u0107emo biti dio kredit, dio vlastitog u\u010de\u0161\u0107a, dio granta. To imamo sa Federalnim Ministarstvom poljoprvirede i daje fantasti\u010dne rezultate<\/strong>\u201d<\/em>\u00a0&#8211; predsjednik Uprave Razvojne banke FBiH dr. sc. Semir Fejzi\u0107<\/p>\n<p style=\"text-align: justify;\">Danas je vrijednost Programa <strong>100 mil. KM (50 mil. \u20ac)<\/strong> umanjen za garancije koje su ve\u0107 izdate prethodnim Programom iz 2020. godine. Namijenjen je, kao i prethodni, poljoprivrednim proizvo\u0111a\u010dima i prera\u0111va\u010dima, a va\u017ean je stub BH poljoprivrede. Garancija Fonda za pojedina\u010dne kredite ne smije prelaziti 3 mil. KM (1,5 mil. \u20ac), a odnosi se na 50% ukupne glavnice kredita.<\/p>\n<div id=\"attachment_7215\" style=\"width: 1930px\" class=\"wp-caption aligncenter\"><a href=\"https:\/\/seljak.me\/savjetuje\/skrivene-subvencije\/\"><img aria-describedby=\"caption-attachment-7215\" data-attachment-id=\"7215\" data-permalink=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/euro-g0a9e4602d_1920\/\" data-orig-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920.jpg\" data-orig-size=\"1920,1280\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"euro-g0a9e4602d_1920\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-300x200.jpg\" data-large-file=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-1024x683.jpg\" loading=\"lazy\" class=\"wp-image-7215 size-full\" src=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920.jpg\" alt=\"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH\" width=\"1920\" height=\"1280\" srcset=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920.jpg 1920w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-300x200.jpg 300w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-1024x683.jpg 1024w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-150x100.jpg 150w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-768x512.jpg 768w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-1536x1024.jpg 1536w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-1200x800.jpg 1200w, https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/euro-g0a9e4602d_1920-600x400.jpg 600w\" sizes=\"(max-width: 1920px) 100vw, 1920px\" \/><\/a><p id=\"caption-attachment-7215\" class=\"wp-caption-text\">foto: Pixabay &#8211; Ilustracija<\/p><\/div>\n<h3 style=\"text-align: justify;\"><strong>\u0160ta je na preduze\u0107u\/prera\u0111iva\u010du<\/strong><\/h3>\n<p style=\"text-align: justify;\">Lica odgovorna za preduze\u0107a, obrte ili prehrambenu industriju trebaju prvo podnijeti zahtjev za izdavanje kredita\u00a0 &#8211; <strong>komercijalnoj banci<\/strong>.<\/p>\n<p style=\"text-align: justify;\">Osim Zahtjeva, klijent je du\u017ean da dostavi svu potrebnu dokumentaciju koju mu predo\u010de u komercijalnoj banci u kojoj uzima kredit.<\/p>\n<p style=\"text-align: justify;\">Banka razmatra mogu\u0107nosti podizanja kredita, a po pozitivnom mi\u0161ljenju, \u0161alje odluku o kreditu Razvojnoj banci FBiH.<\/p>\n<p style=\"text-align: justify;\">Nakon toga, RB FBiH razmatra i odlu\u010duje se na osnovu uslova donesenih Uredbom, Programom i ugovorom o poslovnoj saradnji zaklju\u010denim sa komercijalnom bankom.<\/p>\n<p style=\"text-align: right;\"><em>\u00bb\u00a0U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog programa za poljoprivredu i prehrambenu industriju. \u00ab<\/em><\/p>\n<p>&nbsp;<\/p>\n<h3 style=\"text-align: justify;\"><strong>Malo o razvojnoj banci FBiH (svojevrsni pandan IPARD-a)<\/strong><\/h3>\n<h3 style=\"text-align: justify;\"><strong>Prednosti kredita uzetih kod Razvojne banke<\/strong><\/h3>\n<p style=\"text-align: justify;\">Imaju\u0107i u vidu da je razvojna Banka u stopostotnom vlasni\u0161tvu dr\u017eave, njen cilj nije ostvarenje dobiti, ve\u0107 kao \u0161to i samo ime ka\u017ee razvoj pojedinih sektora u privredi. Ustvari, ona ostvaruje ili bi trebalo da ostvaruje samo onoliku dobit koja joj poma\u017ee da bude u funkciji nacionalnoj privredi.<\/p>\n<p style=\"text-align: justify;\">Evo i nekih od predosti takvih vrsta banaka:<\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>Niska<\/strong> kamatna stopa (2,5-3,9%);<\/li>\n<li><strong>Du\u017ei rok<\/strong> otplate kredita;<\/li>\n<li>Grejs period do <strong>12 mjeseci<\/strong>;<\/li>\n<li><strong>Fiksna<\/strong> kamatna stopa;<\/li>\n<li><strong>Nema<\/strong> klauzula.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>U prethodnom \u010dlanku pisali smo o skrivenim subvencijama i njihovom zna\u010daju za poljoprivrednu proizvodnju. U ovom \u010dlanku bavi\u0107emo se jednim takvim primjerom, primjerom Bosne i Hercegovine, gdje je krajem 2020. godine usvojen kreditno-garantni program s ciljem pobolj\u0161anja sveukupnog stanja izme\u0111u ostalog poljoprivredne i prehrambene industrije. Program se realizuje kroz sadejstvo resornog Federalnog Ministarstva i Razvojne&#8230;<a class=\"btnReadMore\" href=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/\"> Pro\u010ditajte vi\u0161e&#8230;<\/a><\/p>\n","protected":false},"author":3,"featured_media":7208,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"ngg_post_thumbnail":0,"spay_email":""},"categories":[39],"tags":[230,460,815,817,816],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v17.7.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje<\/title>\n<meta name=\"description\" content=\"U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog progra\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/\" \/>\n<meta property=\"og:locale\" content=\"sr_RS\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje\" \/>\n<meta property=\"og:description\" content=\"U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog progra\" \/>\n<meta property=\"og:url\" content=\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/\" \/>\n<meta property=\"og:site_name\" content=\"Savjetuje\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/seljak.me\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-23T16:48:50+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-03-03T08:59:43+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1280\" \/>\n\t<meta property=\"og:image:height\" content=\"1243\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marko Cerovi\u0107\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 \u043c\u0438\u043d\u0443\u0442\u0430\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/#website\",\"url\":\"https:\/\/seljak.me\/savjetuje\/\",\"name\":\"Savjetuje\",\"description\":\"Seljak savjetuje\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/seljak.me\/savjetuje\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"sr-RS\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#primaryimage\",\"inLanguage\":\"sr-RS\",\"url\":\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png\",\"contentUrl\":\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png\",\"width\":1280,\"height\":1243},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#webpage\",\"url\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/\",\"name\":\"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje\",\"isPartOf\":{\"@id\":\"https:\/\/seljak.me\/savjetuje\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#primaryimage\"},\"datePublished\":\"2022-02-23T16:48:50+00:00\",\"dateModified\":\"2022-03-03T08:59:43+00:00\",\"author\":{\"@id\":\"https:\/\/seljak.me\/savjetuje\/#\/schema\/person\/04fecd971a1f79879980b03a07c1a45a\"},\"description\":\"U slu\\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\\u0161 jedna odluka o usvajanju kreditno-garantnog progra\",\"breadcrumb\":{\"@id\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#breadcrumb\"},\"inLanguage\":\"sr-RS\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Naslovna\",\"item\":\"https:\/\/seljak.me\/savjetuje\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/#\/schema\/person\/04fecd971a1f79879980b03a07c1a45a\",\"name\":\"Marko Cerovi\\u0107\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/seljak.me\/savjetuje\/#personlogo\",\"inLanguage\":\"sr-RS\",\"url\":\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/10\/photo_2-96x96.png\",\"contentUrl\":\"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/10\/photo_2-96x96.png\",\"caption\":\"Marko Cerovi\\u0107\"},\"sameAs\":[\"Marko Cerovic\"],\"url\":\"https:\/\/seljak.me\/savjetuje\/author\/marko-cerovic\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje","description":"U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog progra","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/","og_locale":"sr_RS","og_type":"article","og_title":"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje","og_description":"U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog progra","og_url":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/","og_site_name":"Savjetuje","article_publisher":"https:\/\/www.facebook.com\/seljak.me\/","article_published_time":"2022-02-23T16:48:50+00:00","article_modified_time":"2022-03-03T08:59:43+00:00","og_image":[{"width":1280,"height":1243,"url":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png","type":"image\/png"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Marko Cerovi\u0107","Est. reading time":"4 \u043c\u0438\u043d\u0443\u0442\u0430"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/seljak.me\/savjetuje\/#website","url":"https:\/\/seljak.me\/savjetuje\/","name":"Savjetuje","description":"Seljak savjetuje","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/seljak.me\/savjetuje\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"sr-RS"},{"@type":"ImageObject","@id":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#primaryimage","inLanguage":"sr-RS","url":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png","contentUrl":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png","width":1280,"height":1243},{"@type":"WebPage","@id":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#webpage","url":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/","name":"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH - Savjetuje","isPartOf":{"@id":"https:\/\/seljak.me\/savjetuje\/#website"},"primaryImageOfPage":{"@id":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#primaryimage"},"datePublished":"2022-02-23T16:48:50+00:00","dateModified":"2022-03-03T08:59:43+00:00","author":{"@id":"https:\/\/seljak.me\/savjetuje\/#\/schema\/person\/04fecd971a1f79879980b03a07c1a45a"},"description":"U slu\u017ebenim novinama Federacije Bosne i Hercegovine, krajem 2021. godine, pojavila se jo\u0161 jedna odluka o usvajanju kreditno-garantnog progra","breadcrumb":{"@id":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#breadcrumb"},"inLanguage":"sr-RS","potentialAction":[{"@type":"ReadAction","target":["https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/seljak.me\/savjetuje\/funkcionisanje-kreditno-garantnog-programa-za-poljoprivredu-i-prehrambenu-industriju-bih\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Naslovna","item":"https:\/\/seljak.me\/savjetuje\/"},{"@type":"ListItem","position":2,"name":"Funkcionisanje kreditno-garantnog programa za poljoprivredu i prehrambenu industriju, BiH"}]},{"@type":"Person","@id":"https:\/\/seljak.me\/savjetuje\/#\/schema\/person\/04fecd971a1f79879980b03a07c1a45a","name":"Marko Cerovi\u0107","image":{"@type":"ImageObject","@id":"https:\/\/seljak.me\/savjetuje\/#personlogo","inLanguage":"sr-RS","url":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/10\/photo_2-96x96.png","contentUrl":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/10\/photo_2-96x96.png","caption":"Marko Cerovi\u0107"},"sameAs":["Marko Cerovic"],"url":"https:\/\/seljak.me\/savjetuje\/author\/marko-cerovic\/"}]}},"jetpack_featured_media_url":"https:\/\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/bosnia-and-herzegovina-g8c4954460_1280.png","jetpack-related-posts":[{"id":7121,"url":"https:\/\/seljak.me\/savjetuje\/skrivene-subvencije\/","url_meta":{"origin":7207,"position":0},"title":"Skrivene subvencije &#8211; re\u0161enje za krizu u poljoprivredi?","date":"21\/02\/2022","format":false,"excerpt":"\u0160ta su skrivene, a \u0161ta direktne subvencije?","rel":"","context":"In &quot;Izvje\u0161taji o cijenama&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/02\/clock-g284689440_1920.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":11175,"url":"https:\/\/seljak.me\/savjetuje\/bosnu-i-hercegovinu-pogodila-nestasica-mlijeka-ocekuje-se-veliki-rast-cijena\/","url_meta":{"origin":7207,"position":1},"title":"Bosnu i Hercegovinu pogodila nesta\u0161ica mlijeka, o\u010dekuje se veliki rast cijena","date":"07\/09\/2022","format":false,"excerpt":"Autor: Klix.ba","rel":"","context":"In &quot;Novosti&quot;","img":{"alt_text":"Fresh cow's milk.","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/09\/fresh-cow-s-milk-.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":5100,"url":"https:\/\/seljak.me\/savjetuje\/dani-meda-i-zdrave-hrane-sjutra-u-danilovgradu\/","url_meta":{"origin":7207,"position":2},"title":"\u201eDani meda i zdrave hrane\u201c sjutra u Danilovgradu","date":"24\/08\/2021","format":false,"excerpt":"P\u010delarsko udru\u017eenje MATICA Pljevlja, u saradnji sa partnerima Op\u0161tina \u0160avnik , Udru\u017eenje za poduzetni\u0161tvo i posao LiNK Mostar (BiH) i Op\u0161tina Jablanica (BiH) u sklopu projekta \u201cZajedni\u010dki napori za 5% manje otpada\u201d organizuje zajedni\u010dki kulturni doga\u0111aj na temu \u201cDani meda i zdrave hrane\u201d. Doga\u0111aj \u0107e biti odr\u017ean u srijedu, 25.avgusta\u2026","rel":"","context":"In &quot;Novosti&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2021\/08\/1629793591-pcela-stock-foto-ilustracija-unsplash-i_1118x745.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":5108,"url":"https:\/\/seljak.me\/savjetuje\/bez-pcela-unisticemo-svoju-buducnost\/","url_meta":{"origin":7207,"position":3},"title":"Bez p\u010dela, uni\u0161ti\u0107emo svoju budu\u0107nost","date":"29\/08\/2021","format":false,"excerpt":"\u00a0 U Ku\u0107i meda u Danilovgradu odr\u017eani su \u201cDani meda i zdrave hrane\u201d, kulturno-ekolo\u0161ka manifestacija na kojoj su upu\u0107ene poruke va\u017enosti smanjenja bacanja sme\u0107a u prirodi i neraskidive veze smanjenja zaga\u0111ivanja \u017eivotne sredine u cjelini sa o\u010duvanjem p\u010delinjih stani\u0161ta. Manifestacija je odr\u017eana u organizaciji p\u010delarskog udru\u017eenja \u201cMatica\u201d Pljevlja, u saradnji\u2026","rel":"","context":"In &quot;Novosti&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2021\/08\/5358608_sa-skupa-u-danilovgradu_ls.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":13523,"url":"https:\/\/seljak.me\/savjetuje\/igor-lakic-velika-potraznja-za-zivinom-da-imam-10x-vise-sve-bih-prodao\/","url_meta":{"origin":7207,"position":4},"title":"Igor Laki\u0107: Velika potra\u017enja za \u017eivinom, da imam 10 puta vi\u0161e, sve bih prodao","date":"08\/02\/2023","format":false,"excerpt":"Gazdinstvo Laki\u0107 nalazi se u mjestu Grli\u0107, u op\u0161tini Danilovgrad. U blizini glavnog puta, sa velikom povr\u0161inom zemlji\u0161ta, ovo gazdinstvo se ve\u0107 znatan niz godina bavi uzgojem i prodajom priplodne \u017eivine, mesa i jaja.","rel":"","context":"In &quot;Intervjui&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2023\/02\/Untitled.png?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":7847,"url":"https:\/\/seljak.me\/savjetuje\/bosanska-kompanija-klas-odlucila-se-na-maksimalnu-redukciju-izvoza-brasna\/","url_meta":{"origin":7207,"position":5},"title":"Bosanska kompanija &#8221; Klas&#8221; odlu\u010dila se na maksimalnu redukciju izvoza bra\u0161na","date":"17\/03\/2022","format":false,"excerpt":"Sarajevska kompanija \u201cKlas\u201d, koja se bavi proizvodnjom tjestenine, slasti\u010darskih i konditorskih proizvoda, odlu\u010dila je da u najve\u0107oj mogu\u0107oj mjeri redukuje izvoz bra\u0161na, a u nekim zemljama i obustavi, a sve u cilju osoguranja dovoljnih koli\u010dina za doma\u0107e tr\u017ei\u0161te. Obzirom da im je trenutno doma\u0107e tr\u017ei\u0161te prioritet i da je potra\u017enja\u2026","rel":"","context":"In &quot;Novosti&quot;","img":{"alt_text":"","src":"https:\/\/i0.wp.com\/seljak.me\/savjetuje\/wp-content\/uploads\/2022\/03\/Klas_Sarajevo_logo.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]}],"_links":{"self":[{"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/posts\/7207"}],"collection":[{"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/comments?post=7207"}],"version-history":[{"count":9,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/posts\/7207\/revisions"}],"predecessor-version":[{"id":12410,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/posts\/7207\/revisions\/12410"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/media\/7208"}],"wp:attachment":[{"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/media?parent=7207"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/categories?post=7207"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/seljak.me\/savjetuje\/wp-json\/wp\/v2\/tags?post=7207"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}